Understand your risks
What are you really protecting in transit?
Tap each hotspot to see what matters most in a cargo and inland marine policy and how it protects your property.

Cargo coverage
Helps protect goods you’re hauling for others while they’re in transit.
How Amara helps:
Cargo coverage is designed for freight and goods you transport as part of your business. If the load is damaged, lost, or stolen during a covered trip, this part of the policy can help with the claim.
Coverage basics
Cargo and inland marine explained in plain English
Here’s the simple version of the main coverages so you can match the policy to what you move, store, or use off-site.
Cargo
Protects goods you transport for others if they’re damaged, lost, or stolen in transit.
Tools and equipment
Covers tools, materials, and equipment that travel with your business to job sites or projects.
Transit
Helps protect property while it’s being moved between locations or to a temporary site.
Builders risk
Helps protect materials and structures while construction or installation is underway.
Quick guide
What kind of cargo and inland marine setup do you need?
Use this to see which type of protection usually fits your property and how you use it.
Contractor tools
Usually needs coverage for tools and equipment that leave the shop and travel to jobs.
Freight hauling
Usually needs cargo coverage for goods transported on behalf of customers.
Project materials
May need builders risk or installation coverage for materials before a project is finished.
Specialty property
May need custom inland marine coverage for electronics, signs, refrigerated items, or valuables.