Understand your risks
What are you really protecting on the bike?
Tap each hotspot to see what matters most in a motorcycle policy and how it protects you as a rider.
Bodily injury liability
Helps pay for injuries you may cause to other people in an accident.
How Amara helps:
Liability coverage is the foundation of motorcycle insurance. If you’re at fault, this coverage helps with covered injury claims and legal defense costs tied to the accident.
Coverage basics
Motorcycle coverage explained in plain English
Here’s the simple version of the main coverages so you can match the policy to your bike and how you ride.
Liability
Helps protect you when your ride causes injury or damage to someone else.
Collision
Helps repair or replace your motorcycle after a crash.
Comprehensive
Helps with theft and non-crash damage like weather, fire, or vandalism.
Custom parts
Helps protect your upgrades, accessories, and aftermarket parts.
Quick guide
What kind of motorcycle setup do you need?
Use this to see what type of motorcycle protection usually fits your ride and how you use it.
Daily rider
Usually needs liability plus collision and comprehensive if the bike has real value.
Cruiser or touring
May need accessory coverage, roadside help, and trip interruption options.
Custom bike
Should include custom parts and equipment coverage for upgrades and add-ons.
Seasonal rider
May benefit from storage or lay-up options when the bike isn’t being ridden.