500 Clark Rd, Suite 3 · Tewksbury, MA 01876Mon-Fri 9AM-5PM · Sat by Appointment
(978) 849-3007

Understand your risks

What are you really protecting in a liability claim?

Tap each hotspot to see what matters most in a general liability policy and how it protects your business.

General liability risks
🤝

Bodily injury

Helps when someone is hurt because of your business operations, products, or location.

How Amara helps:

This is one of the most common general liability exposures. If a customer, visitor, or vendor gets hurt and blames your business, GL helps with covered injury claims and defense costs.

Get a Free Quote for This Coverage →

Coverage basics

General liability coverage explained in plain English

Here’s the simple version of the main liability protections so you can understand what your policy is really for.

🤝

Bodily injury

Protects your business when someone claims they were hurt because of your operations, premises, or products.

Covered
Covered: customer injuries, third-party medical claims, defense
Not usually covered
Not usually covered: your own employees or intentional harm
💥

Property damage

Helps when your business accidentally damages someone else’s property.

Covered
Covered: client property, job-site damage, third-party claims
Not usually covered
Not usually covered: wear and tear or your own property
📣

Advertising injury

Helps with claims tied to ads, slogans, or certain communications.

Covered
Covered: slander, libel, copyright issues, ad disputes
Not usually covered
Not usually covered: bad marketing results or poor reviews
📦

Products / completed ops

Helps if a product you sell or work you finish later causes a claim.

Covered
Covered: product claims, completed job issues, post-work damage
Not usually covered
Not usually covered: work still in progress or excluded products

Quick guide

What kind of liability protection do you need?

Use this to see when general liability is the right fit for your business.

🏪

Storefront

Helps cover customer injuries, slips, and property damage at your location.

🧰

Contractor

Useful for job sites, completed work claims, and damage caused during service work.

📦

Product seller

Helps if something you sell later causes an injury or property loss.

🏠

Home-based business

Still needs liability protection if you meet clients, sell products, or operate from home.