Understand your risks
What are you really protecting at your business?
Tap each hotspot to see what matters most in a business property policy and how it protects your operations.
Building coverage
Helps repair or rebuild the structure after a covered loss like fire, wind, or vandalism.
How Amara helps:
Building coverage protects the actual property you own or lease as part of your business. If a covered event damages the roof, walls, fixtures, or permanent improvements, this part of the policy helps pay for repairs or rebuilding.
Coverage basics
Business property coverage explained in plain English
Here’s the simple version of the main coverages so you can match the policy to your building, equipment, and operations.
Building
Protects the structure itself if your business owns the building or is responsible for improvements.
Business personal property
Covers furniture, computers, tools, equipment, and other items your business uses inside the location.
Business income
Helps replace lost income if a covered loss shuts down or slows your business operations.
Equipment / inventory
Helps protect the tools, stock, and inventory that keep your business running.
Quick guide
What kind of business property setup do you need?
Use this to see which type of commercial property protection usually fits your operation.
Office space
Usually needs building coverage, contents coverage, and business income protection.
Retail store
Often needs inventory, fixtures, theft protection, and income coverage if the shop closes temporarily.
Contractor shop
May need tools, equipment, and materials covered both in the building and in transit.
Rental property
Landlord-style property coverage is often needed when you own the building but don’t operate from it.