7 Ways to Save on Car Insurance in Massachusetts

One of the fastest ways to save is to combine your home (or renters) and auto insurance with the same carrier. Most carriers offer multi-policy discounts of 10–25%. We compare bundled rates across multiple carriers to find you the best deal.

Insurance rates change constantly. The cheapest carrier last year may not be the cheapest this year. As an independent agency, we shop Progressive, Travelers, National General, Bristol West, Preferred Mutual, and more — so you always get the best rate available.

Raising your collision and comprehensive deductibles from $500 to $1,000 can reduce your premium significantly. Just make sure you can afford the higher deductible if you need to file a claim.

Many drivers miss discounts they qualify for: good driver, good student, low mileage, anti-theft devices, defensive driving course, pay-in-full, paperless billing, and more. We make sure every applicable discount is applied to your policy.

Accidents and violations can increase your premium for 3–6 years. Safe driving is the single best long-term strategy for keeping your rates low. Some carriers also offer accident forgiveness programs.

As your car ages, you may be able to reduce or drop collision and comprehensive coverage. If your car is worth less than 10x your annual premium for those coverages, it may not be worth keeping them.

Captive agents can only offer one carrier's rates. Independent agents like Amara Insurance Group shop the entire market for you. We find the best coverage at the lowest cost — and we do the comparison work so you don't have to.